uninsurable

un- +‎ insurable

uninsurable (not comparable)

1. Not insurable; unable to be insured.
   • 2018 November 20, Mary Williams Walsh, “How Wildfires Are Making Some California Homes Uninsurable”, in The New York Times‎, →ISSN:

     “We’re not in a crisis yet, but all of the trends are in a bad direction,” said Dave Jones, who is completing his eighth and final year as California’s insurance commissioner. “We’re slowly marching toward a world that’s uninsurable.”

• uninsured

uninsurable (plural uninsurables)

1. A person or thing that cannot be insured.
   • 1960 July 20, “Few Uninsurable in the Jet Age”, in The New York Times‎, →ISSN:

     So-called uninsurables are a rapidly diminishing group, according to the Institute of Life Insurance. Persons who cannot qualify for life insurance are becoming fewer every year, the organization said yesterday.