review of all his pockets, one and nine pence halfpenny appeared to be the total of the old gentleman's available assets. He asked to see Mr. Watts.

'Here is a bill on London for eight hundred pounds,' said Mr. Finsbury, as that worthy appeared. 'I am afraid, unless you choose to discount it yourself, it may detain me a day or two till I can get it cashed.'

Mr. Watts looked at the bill, turned it over, and dogs-eared it with his fingers. 'It will keep you a day or two?' he said, repeating the old man's words. 'You have no other money with you?'

'Some trifling change,' responded Joseph. 'Nothing to speak of.'

'Then you can send it me; I should be pleased to trust you.'

'To tell the truth,' answered the old gentleman, 'I am more than half inclined to stay; I am in need of funds.'

'If a loan of ten shillings would help you, it is at your service,' responded Watts, with eagerness.

'No, I think I would rather stay,' said the old man, 'and get my bill discounted.'

'You shall not stay in my house,' cried Mr. Watts. 'This is the last time you shall have a bed at the "Tregonwell Arms."'