At last, one night, he burst into his brother's room and woke him.

'What's all this?' asked John.

'Julia leaves this place to-morrow,' replied Morris. 'She must go up to town and get the house ready, and find servants. We shall all follow in three days.'

'Oh, brayvo!' cried John. 'But why?'

'I've found it out, John,' returned his brother gently.

'It? What?' enquired John.

'Why Michael won't compromise,' said Morris. 'It's because he can't. It's because Masterman's dead, and he's keeping it dark.'

'Golly!' cried the impressionable John. 'But what's the use? Why does he do it, anyway?'

'To defraud us of the tontine,' said his brother.

'He couldn't; you have to have a doctor's certificate,' objected John.

'Did you never hear of venal doctors?' enquired Morris. 'They're as common as blackberries: you can pick 'em up for three-pound-ten a head.'

'I wouldn't do it under fifty if I were a sawbones,' ejaculated John.

'And then Michael,' continued Morris, 'is in the very thick of it. All his clients have come to grief;