more to the purpose, he had been all his life a consistent scoffer at the Finsbury tontine.

It was therefore with little fear for the result that Morris presented himself before his cousin, and proceeded feverishly to set forth his scheme. For near upon a quarter of an hour the lawyer suffered him to dwell upon its manifest advantages uninterrupted. Then Michael rose from his seat, and, ringing for his clerk, uttered a single clause.

'It won't do, Morris.'

It was in vain that the leather merchant pleaded and reasoned, and returned day after day to plead and reason. It was in vain that he offered a bonus of one thousand, of two thousand, of three thousand pounds; in vain that he offered, in Joseph's name, to be content with only one-third of the pool. Still there came the same answer: 'It won't do.'

'I can't see the bottom of this,' he said at last. 'You answer none of my arguments; you haven't a word to say. For my part, I believe it's malice.'

The lawyer smiled at him benignly. 'You may believe one thing,' said he. 'Whatever else I do, I am not going to gratify any of your curiosity. You see I am a trifle more communicative to-day, because this is our last interview upon the subject.'

'Our last interview!' cried Morris.