Upon the whole, take it for granted, that, without

these accomplishments, all you know, and all you can do, will avail you very little. Adieu. [Jan. 18, 1750.]

Time—its Value.—Very few people are good economists of their fortune, and still fewer of their time; and yet, of the two, the latter is the most precious. I heartily wish you to be a good economist of both; and you are now of an age to begin to think seriously of these two important articles. Young people are apt to think they have so much time before them, that they may squander what they please of it, and yet have enough left; as very great fortunes have frequently seduced people to a ruinous profusion. Fatal mistakes, always repented of, but always too late! Old Mr. Lowndes, the famous Secretary of the Treasury, in the reigns of King William, Queen Anne, and King George the First, used to say, "Take care of the pence, and the pounds will take care of themselves." To this maxim, which he not only preached, but practised, his two grandsons, at this time, owe the very considerable fortunes that he left them. [Feb. 5, 1750.]

Lazy People—Dispatch—How to Read.—Many people lose a great deal of their time by laziness; they loll and yawn in a great chair, tell